When Wells Fargo opened accounts for more than two million customers without their knowledge, they opened a whole can of worms that complicated things...
How to Raise Your Credit Score
It’s no secret that credit scores have a huge impact on your life and can help make things a lot easier, especially when your score is higher. T...
How Debt Can Affect Your Credit Score in Different Ways
While an excessive amount of debt is not a good thing, there’s a benefit to having some amount of debt in that it can help your credit score. He...
Are Free Credit Scores Pointless?
Recently, $23 million was paid to consumers by credit bureaus. It was alleged that organizations like TransUnion and Equifax had falsely represented t...
Learn How Frequently You Should Check Your Credit Score
Your credit score is yours to check as frequently as you’d like, but the experts recommend sticking to once per year. This is also the timeframe in ...
More Americans Are Getting A Perfect Credit Score – Here’s How
Since the recession, Americans are generally more credit conscious, and this has led to the average credit score rising steadily for a number of years...
Understanding The Importance Of Your Credit Score
Have you ever wondered why there’s so much fuss about having a good credit score? This three-digit number could impact your financial health – and...
Personal Finance 101: How To Establish Credit
If you’re just starting out in building your own credit, whether due to age or to life circumstances, it can be a daunting undertaking. Credit score...
Why You Should Have A Mixture Of Credit
Do you just have credit cards on your credit report? Do you just have a car loan? How about a mortgage? What you may not realize is that having just o...
Difference Between Hard And Soft Credit Inquires
There are two kinds of inquiries that can happen on your credit report. They are hard inquiries and soft inquiries. In part 1 of Difference Betw...